Lowest 1st-year cost
220GB4G/5G • Vodafone Network
$149.00/yrfor 365 days
$12.42/mo$12.42/mo equiv
$74.506 months
$149.00first year ($12.42/mo)Save $31 intro
$30.90Save 17%
365-day upfront packSave $31 intro
No lock-inIndependent SIM-Only Comparison
Best Australian Mobile Plans & SIMs.
Comparing 60+ live SIM-only plans from $10/mo across Telstra, Optus, and Vodafone networks. We compute true 12-month costs factoring in 28-day recharge cycles (13x/year) and upfront 365-day annual packs.
Live Australian SIM Benchmark
SIM-Only Comparison
Network Coverage
96% – 99.6%
Telstra, Optus & Vodafone
Billing Warning
28 vs 30 Days
28-day plans renew 13x/yr
Long Expiry Savings
365-Day Packs
From ~$8/mo equivalent
Current Best Rate
$7.92 – $15/mo
Verified intro pricing
PlanProvider, data & network
CostRecharge, monthly equiv & 1st year
OfferExpiry & terms
ActionNext steps
250GB4G/5G • Vodafone Network
$159.00/yrfor 365 days
$13.25/mo$13.25/mo equiv
$79.506 months
$159.00first year ($13.25/mo)Save $31 intro
$31.00Save 16%
365-day upfront packSave $31 intro
No lock-in400GB4G/5G • Vodafone Network
$179.00/yrfor 365 days
$14.92/mo$14.92/mo equiv
$89.506 months
$179.00first year ($14.92/mo)Save $61 intro
$61.00Save 25%
365-day upfront packSave $61 intro
No lock-in500GB4G/5G • Vodafone Network
$205.00/yrfor 365 days
$17.08/mo$17.08/mo equiv
$102.506 months
$205.00first year ($17.08/mo)Save $95 intro
$95.00Save 32%
365-day upfront packSave $95 intro
No lock-in200GB5G • Optus Network
$270.00/yrfor 365 days
$22.50/mo$22.50/mo equiv
$135.006 months
$270.00first year ($22.50/mo)
—
365-day upfront pack
No lock-in25GB4G/5G • Vodafone Network
$12.50/monthfor 2 mos
$25.00/moongoing
$125.006 months
$275.00first year ($22.92/mo)Save $25 intro
$25.00Save 8%
Save $25 intro
No lock-in25GB4G/5G • Vodafone Network
$23.00/monthper month
$23.00/moongoing
$138.006 months
$276.00first year ($23.00/mo)
—
No lock-in
12GB4G/5G • Telstra Wholesale
$23.00/monthper month
$23.00/moongoing
$138.006 months
$276.00first year ($23.00/mo)
—
No lock-in
300GB4G/5G • Telstra Wholesale
$289.00/yrfor 365 days
$24.08/mo$24.08/mo equiv
$144.506 months
$289.00first year ($24.08/mo)
—
365-day upfront pack
No lock-in30GB4G • Optus Network
$24.80/monthper month
$24.80/moongoing
$148.806 months
$297.60first year ($24.80/mo)
—
No lock-in
150GB5G • Optus Network
$150.00/6 monthsper 6 months
$150.00/moongoing
$150.006 months
$300.00first year ($25.00/mo)
—
No lock-in
290GB4G/5G • Telstra Retail
$300.00/yrfor 365 days
$25.00/mo$25.00/mo equiv
$150.006 months
$300.00first year ($25.00/mo)
—
365-day upfront pack
No lock-in25GB4G/5G • Optus Network
$25.00/monthper month
$25.00/moongoing
$150.006 months
$300.00first year ($25.00/mo)
—
No lock-in
40GB4G/5G • Optus Network
$15.00/monthfor 4 mos
$30.00/moongoing
$120.006 months
$300.00first year ($25.00/mo)Save $60 intro
$60.00Save 17%
Save $60 intro
No lock-in365GB4G/5G • Telstra Retail
$305.00/yrfor 365 days
$25.42/mo$25.42/mo equiv
$152.506 months
$305.00first year ($25.42/mo)Save $60 intro
$60.00Save 16%
365-day upfront packSave $60 intro
No lock-in50GB5G • Vodafone Network
$17.50/monthfor 6 mos
$35.00/moongoing
$105.006 months
$315.00first year ($26.25/mo)Save $105 intro
$105.00Save 25%
Save $105 intro
No lock-in50GB4G/5G • Vodafone Network
$15.00/monthfor 3 mos
$30.00/moongoing
$135.006 months
$315.00first year ($26.25/mo)Save $45 intro
$45.00Save 13%
Save $45 intro
No lock-in240GB5G • Optus Network
$320.00/yrfor 365 days
$26.67/mo$26.67/mo equiv
$160.006 months
$320.00first year ($26.67/mo)
—
365-day upfront pack
No lock-in30GB5G • Optus Network
$25.00/28 daysper 28 days
$25.00/moper 28 days ($27.08/mo)
$162.506 months
$325.00first year ($27.08/mo)
—
No lock-in
60GB4G/5G • Vodafone Network
$12.00/monthfor 1 mos
$29.00/moongoing
$157.006 months
$331.00first year ($27.58/mo)Save $17 intro
$17.00Save 5%
Save $17 intro
No lock-in29GB4G/5G • Telstra Wholesale
$29.00/monthper month
$29.00/moongoing
$174.006 months
$348.00first year ($29.00/mo)
—
No lock-in
350GB5G • Optus Network
$350.00/yrfor 365 days
$29.17/mo$29.17/mo equiv
$175.006 months
$350.00first year ($29.17/mo)
—
365-day upfront pack
No lock-in365GB5G • Optus Network
$350.00/yrfor 365 days
$29.17/mo$29.17/mo equiv
$175.006 months
$350.00first year ($29.17/mo)
—
365-day upfront pack
No lock-in160GB4G/5G • Telstra Retail
$180.00/6 monthsper 6 months
$180.00/moongoing
$180.006 months
$360.00first year ($30.00/mo)
—
No lock-in
20GB4G/5G • Optus Network
$30.00/monthper month
$30.00/moongoing
$180.006 months
$360.00first year ($30.00/mo)
—
No lock-in
15GB5G • Telstra Wholesale
$30.00/monthper month
$30.00/moongoing
$180.006 months
$360.00first year ($30.00/mo)
—
No lock-in
8GB4G/5G • Telstra Retail
$28.00/28 daysper 28 days
$28.00/moper 28 days ($30.33/mo)
$182.006 months
$364.00first year ($30.33/mo)
—
No lock-in
15GB5G • Optus Network
$30.00/28 daysper 28 days
$30.00/moper 28 days ($32.50/mo)
$195.006 months
$390.00first year ($32.50/mo)
—
No lock-in
50GB5G • Optus Network
$32.80/monthper month
$32.80/moongoing
$196.806 months
$393.60first year ($32.80/mo)
—
No lock-in
80GB4G/5G • Optus Network
$20.00/monthfor 4 mos
$40.00/moongoing
$160.006 months
$400.00first year ($33.33/mo)Save $80 intro
$80.00Save 17%
Save $80 intro
No lock-in100GB5G • Vodafone Network
$22.50/monthfor 6 mos
$45.00/moongoing
$135.006 months
$405.00first year ($33.75/mo)Save $135 intro
$135.00Save 25%
Save $135 intro
No lock-inUnlimited4G/5G • Vodafone Network
$20.00/monthfor 3 mos
$40.00/moongoing
$180.006 months
$420.00first year ($35.00/mo)Save $60 intro
$60.00Save 13%
Save $60 intro
No lock-in42GB5G • Optus Network
$35.00/28 daysper 28 days
$35.00/moper 28 days ($37.92/mo)
$227.506 months
$455.00first year ($37.92/mo)
—
No lock-in
45GB5G • Telstra Wholesale
$38.00/monthper month
$38.00/moongoing
$228.006 months
$456.00first year ($38.00/mo)
—
No lock-in
75GB4G/5G • Telstra Wholesale
$39.00/monthper month
$39.00/moongoing
$234.006 months
$468.00first year ($39.00/mo)
—
No lock-in
100GB5G • Optus Network
$39.80/monthper month
$39.80/moongoing
$238.806 months
$477.60first year ($39.80/mo)
—
No lock-in
80GB4G/5G • Vodafone Network
$40.00/monthper month
$40.00/moongoing
$240.006 months
$480.00first year ($40.00/mo)
—
No lock-in
45GB4G/5G • Optus Network
$40.00/monthper month
$40.00/moongoing
$240.006 months
$480.00first year ($40.00/mo)
—
No lock-in
60GB4G/5G • Telstra Retail
$13.00/28 daysfor 1 mos
$39.00/moper 28 days ($40.08/mo)
$227.506 months
$481.00first year ($40.08/mo)Save $26 intro
$26.00Save 5%
Save $26 intro
No lock-in60GB5G • Telstra Wholesale
$42.00/monthper month
$42.00/moongoing
$252.006 months
$504.00first year ($42.00/mo)
—
No lock-in
80GB5G • Optus Network
$40.00/28 daysper 28 days
$40.00/moper 28 days ($43.33/mo)
$260.006 months
$520.00first year ($43.33/mo)
—
No lock-in
10GB5G • Optus Network
$10.00/7 daysper 7 days
$10.00/moongoing
$260.006 months
$520.00first year ($43.33/mo)
—
No lock-in
65GB4G/5G • Vodafone Network
$45.00/monthper month
$45.00/moongoing
$270.006 months
$540.00first year ($45.00/mo)
—
No lock-in
95GB5G • Optus Network
$45.00/28 daysper 28 days
$45.00/moper 28 days ($48.75/mo)
$292.506 months
$585.00first year ($48.75/mo)
—
No lock-in
120GB4G/5G • Telstra Wholesale
$49.00/monthper month
$49.00/moongoing
$294.006 months
$588.00first year ($49.00/mo)
—
No lock-in
250GB5G • Optus Network
$49.80/monthper month
$49.80/moongoing
$298.806 months
$597.60first year ($49.80/mo)
—
No lock-in
100GB4G/5G • Optus Network
$50.00/monthper month
$50.00/moongoing
$300.006 months
$600.00first year ($50.00/mo)
—
No lock-in
75GB4G/5G • Telstra Retail
$49.00/28 daysper 28 days
$49.00/moper 28 days ($53.08/mo)
$318.506 months
$637.00first year ($53.08/mo)
—
No lock-in
120GB5G • Optus Network
$50.00/28 daysper 28 days
$50.00/moper 28 days ($54.17/mo)
$325.006 months
$650.00first year ($54.17/mo)
—
No lock-in
100GB5G • Optus Network
$50.00/28 daysper 28 days
$50.00/moper 28 days ($54.17/mo)
$325.006 months
$650.00first year ($54.17/mo)
—
No lock-in
220GB4G/5G • Vodafone Network
$55.00/monthper month
$55.00/moongoing
$330.006 months
$660.00first year ($55.00/mo)
—
No lock-in
160GB5G • Telstra Wholesale
$58.00/monthper month
$58.00/moongoing
$348.006 months
$696.00first year ($58.00/mo)
—
No lock-in
175GB4G/5G • Telstra Wholesale
$59.00/monthper month
$59.00/moongoing
$354.006 months
$708.00first year ($59.00/mo)
—
No lock-in
180GB4G/5G • Optus Network
$60.00/monthper month
$60.00/moongoing
$360.006 months
$720.00first year ($60.00/mo)
—
No lock-in
6GB4G/5G • Telstra Retail
$14.00/7 daysper 7 days
$14.00/moongoing
$364.006 months
$728.00first year ($60.67/mo)
—
No lock-in
105GB4G/5G • Telstra Retail
$59.00/28 daysper 28 days
$59.00/moper 28 days ($63.92/mo)
$383.506 months
$767.00first year ($63.92/mo)
—
No lock-in
420GB4G/5G • Vodafone Network
$65.00/monthper month
$65.00/moongoing
$390.006 months
$780.00first year ($65.00/mo)
—
No lock-in
50GB4G/5G • Telstra Retail
$74.00/monthper month
$74.00/moongoing
$444.006 months
$888.00first year ($74.00/mo)
—
No lock-in
150GB4G/5G • Telstra Retail
$74.00/28 daysper 28 days
$74.00/moper 28 days ($80.17/mo)
$481.006 months
$962.00first year ($80.17/mo)
—
No lock-in
180GB4G/5G • Telstra Retail
$84.00/monthper month
$84.00/moongoing
$504.006 months
$1008.00first year ($84.00/mo)
—
No lock-in
300GB4G/5G • Telstra Retail
$99.00/monthper month
$99.00/moongoing
$594.006 months
$1188.00first year ($99.00/mo)
—
No lock-in
Australian Mobile Plans & Coverage FAQ
Which mobile network has the best coverage in Australia?
The Telstra Retail network has the widest geographic and population coverage, reaching 99.6% of Australians (used by Telstra and Boost Mobile). The Telstra Wholesale network reaches 98.8% of Australians (used by ALDImobile, Belong, Tangerine, and Mate). The Optus network covers 98.5% of the population (used by amaysim, Moose Mobile, Aussie Broadband, and Dodo). The Vodafone (TPG) network covers 96% of the population with competitive metro 5G speeds (used by Felix Mobile, Kogan Mobile, TPG, and Vodafone).
Why do 28-day prepaid plans cost more over a year than monthly plans?
A 28-day recharge renews every 4 weeks, resulting in 13 billing cycles over a calendar year (365 days / 28 = 13.03). An advertised $30 plan renewed on a 28-day cycle actually costs $390 per year ($32.50/month equivalent), compared to $360 per year for a true 30-day monthly plan. JRS Digital calculates the true annual outlays for all plans.
Are 365-day annual SIM cards worth it in Australia?
Yes. Annual 365-day recharge packs from providers like ALDImobile ($95/year for 30GB), Kogan Mobile, Boost Mobile, and amaysim offer bulk upfront data with effective monthly costs as low as $8 to $25 per month, eliminating the hassle of monthly renewals and protecting against mid-year price increases.
What is the difference between Boost Mobile and other Telstra network MVNOs?
Boost Mobile is the only Australian MVNO with access to the full Telstra Retail mobile network, covering 99.6% of the population. All other Telstra MVNOs (including ALDImobile, Belong, Tangerine, and Woolworths) use the Telstra Wholesale network, which covers 98.8% of the population and has slightly smaller rural coverage.
Can I keep my existing phone number when switching SIM providers?
Yes. Australian Mobile Number Portability allows you to transfer your existing phone number between any mobile network for free. During checkout with your new provider, select 'Transfer existing number'. You will receive an SMS verification code to verify ownership before the transfer completes within 15 minutes to a few hours.
Do SIM-only mobile plans include 5G data?
Most Australian mobile providers now include 5G access on their SIM plans. However, budget tiers often cap 5G download speeds at 100 Mbps or 150 Mbps, while premium tiers offer uncapped speeds reaching 250 to 500+ Mbps depending on tower proximity and device capability.
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